April 11, 2012

California real estate is more affordable than ever before.  With rates as low as they are and prices having not rebounded yet buying a home or investment property in California now will prove to be a great investment in the years to come.

We have great programs to help you buy a home or investment property.   

First, we offer CalFHA programs with small down payments. These guidelines are great for "first time" home buyers.  Don't let the "first time" fool you.  The only requirement is that you have not owned a home in the last three years. That's a big opportunity with this program?

For those investors, we have the home path program that allow for investors to purchase with as little as 10% down on FNMA REOs and we have the multiple property programs for investors that have more that 4 mortgaged properties.  The rates and fees are very low and surprisingly many buyers are acquiring positive cash flows on these properties when they close escrow.     

The new HARP 2.0 is beginning to be rolled out.  Many lenders have been working hard to implement the program.  Just incase you are not familiar, the goal is to help homeowners that are underwater...finally?  We have been able to finance a number of consumers in the past under the old program but we could not help everyone.  This program is now available!.  If you or if you know of anyone that might be in that situation, have them call so they can start saving on their mortgage. 

Rates are low and still in the 3s and 4s but it looks like the are going up so call today, email or text today.

tlkepler@timkepler.biz 

or text 925 640 0960 or call 925 640 0960