January 31, 2012

The first month of the year is over today and the interest rates are at such a low point that it is almost free.  Almost...none the less rates are still really low.  Currently mortgage rates for 30 year conforming fixed rates can be found in the high 3s and low 4s with zero closing costs.  This could help save many people thousands of dollars per year. 

If you are not one that is interest in lowering your payments and more interested in paying off your loan and growing your equity a 20, 15 or 10 year loan could be just the ticket for you.  Many customers and home owners are finding that they can keep their payment the same but pay off their loan in a shorter time frame. 

tlkepler@timkepler.biz 

or text 925 640 0960 or call 925 640 0960

Furthermore, if you are tired of the lousy returns from your bank account you should be looking at some of the investment opportunities available through both FNMA and FHLMC.  They have a number of foreclosed properties that they are trying to sell.  The great part about this program offer is the investor can finance with as little as 10% down.  It is a great investment and we can finance the transaction for you here at Land Home.  This investment can produce up to double digit rates of return and many of the properties are relatively young and inexpensive so a big investment is not necessary.  Call, email or text for my access to this program and my spread sheet analysis: tlkepler@timkepler.biz

or text or call 925 640 0960

Rates are still low so get them before they go up:

Rates on 30 years are 3.75% with zero points APR 3.846% on a $300,000 loan.

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